# Women & Infants Hospital of Rhode Island

Hospital in Providence, RI. Verified from the hospital's own policy.

Women & Infants Hospital of Rhode Island likely gives free care to households with a yearly income up to $31,920 for 1 person, $43,280 for 2, $54,640 for 3, $66,000 for 4, $77,360 for 5 or $88,720 for 6. It likely gives a discount to households with a yearly income up to $47,880 for 1 person, $64,920 for 2, $81,960 for 3, $99,000 for 4, $116,040 for 5 or $133,080 for 6.

The hospital makes the final decision.

| Household size | Free care if yearly income is up to | Discount if yearly income is up to |
|---|---|---|
| 1 | $31,920 | $47,880 |
| 2 | $43,280 | $64,920 |
| 3 | $54,640 | $81,960 |
| 4 | $66,000 | $99,000 |
| 5 | $77,360 | $116,040 |
| 6 | $88,720 | $133,080 |

Dollar amounts use the 2026 federal poverty guidelines.

## Discount steps

- 201% to 210% of poverty level, patient pays 80% discount
- 211% to 220% of poverty level, patient pays 60% discount
- 221% to 230% of poverty level, patient pays 40% discount
- 231% to 240% of poverty level, patient pays 20% discount
- 241% to 270% of poverty level, patient pays 10% discount
- 271% to 300% of poverty level, patient pays 5% discount

## How to apply

- Call (401) 921-7200 and ask for financial assistance.
- [Application form](https://www.carenewengland.org/hubfs/-%20CNE/CNE-Financial-Assistance-Application-Uninsured.pdf)
- [Care New England Financial Assistance Policy (CNE-FIN-102)](https://www.carenewengland.org/hubfs/-%20CNE/CNE-FIN%20102%20Financial%20Assistance%20Policy.pdf)
- [Plain language summary](https://www.carenewengland.org/hubfs/-%20PDF%20Files/CNE%20Financial%20Assistance%20%E2%80%93%20Plain%20Language%20Summary/CNE-FAP-Plain-Language-Summary-Final.pdf?hsLang=en)
- The policy gives 240 days to apply. Ask the billing office which date the count starts from.
- Bring most recent federal tax return with supporting documents, current pay stubs (at least 4 weeks), disability or Social Security award letters, bank, savings and investment statements, cash value of life insurance, Medical Assistance or HealthSource RI approval or denial, statements for mortgage or rent, utilities, car payments, credit cards and other expenses.
- Savings and property. The policy counts savings or property, not only income.
- Languages. English, Spanish, Chinese, French, Italian, Khmer, Portuguese, Arabic, Lao, Russian

## If you have insurance

Insured patients can also apply for help with deductibles and copays.
Keep your insurance. Financial assistance covers bills from this one place only.

## What is covered

Covered. Emergency and medically necessary care billed by Care New England. Patients who qualify can also get discounted or free prescriptions tied to their hospital care.

Not covered. Services billed separately by other providers, such as outside physicians or labs, are not covered. Exhibit 1 of the policy lists participating and non-participating practices.

## State program in Rhode Island

### Rhode Island statewide hospital charity care standard (216-RICR-40-10-23, section 23.14)

Every licensed Rhode Island hospital must give free care to uninsured, low-income Rhode Island residents up to 200% of the poverty level, and a sliding-scale discount from 200% to 300%. Each hospital sets its own discount sizes. A hospital may add an asset limit. Hospitals may give more help than this, never less. It is a rule hospitals must follow. There is no state fund to apply to.

Income levels in the program are free up to 200%, discount up to 300% of poverty level.

Applies to Every licensed hospital in Rhode Island, as a condition of its license. Covers uninsured, low-income Rhode Island residents who cannot get state, federal or employer insurance, for essential inpatient and outpatient services.

How to apply. Apply to the hospital itself on the state's standard Application for Hospital Financial-Aid. The hospital must decide within 14 days of a complete application and tell you in writing. If denied, ask for the hospital's written appeal process.

> provide full charity care (i.e., a 100% discount) to patients/guarantors whose annual income is up to and including 200% of the Federal Poverty Levels

Source https://rules.sos.ri.gov/regulations/part/216-40-10-23, checked 2026-11-10

## Notes

Policy effective October 1, 2024. The sliding scale and asset limits ($9,400 one person, $14,100 family) come from Exhibit 3, an image dated 3/1/2024, so dollar figures may be a year or more old. Exhibit 3 also caps yearly patient payments at 10% of income for families between 201% and 300% of the poverty level. If income qualifies but assets are too high, you still get the top sliding-scale discount. Uninsured patients who do not qualify still get a 65% discount on medically necessary care. There are separate applications for uninsured and underinsured patients. The policy itself names no residency rule; the hospital notices use the state wording 'uninsured Rhode Islanders'. The plain-language summary still lists Memorial Hospital, which is closed, so it may be out of date. Women & Infants billing line: (401) 274-1122 x42120 (carenewengland.org/patient-resources). Policy scope lists Women & Infants Hospital by name.

## Sources

- System https://www.carenewengland.org/hubfs/-%20CNE/CNE-FIN%20102%20Financial%20Assistance%20Policy.pdf
  > This Policy applies to Care New England (CNE) and all Care New England hospitals
- Free care level https://www.carenewengland.org/hubfs/-%20CNE/CNE-FIN%20102%20Financial%20Assistance%20Policy.pdf
  > Full financial assistance will be granted to patients whose gross family income is less than or equal to 200% of the Federal Poverty Levels (FPL)
- Discount level https://www.carenewengland.org/hubfs/-%20CNE/CNE-FIN%20102%20Financial%20Assistance%20Policy.pdf
  > Patients with gross income between 201% and 300% of the FPL and who do not exceed the assets protection threshold are also eligible
- Discount steps https://www.carenewengland.org/hubfs/-%20CNE/CNE-FIN%20102%20Financial%20Assistance%20Policy.pdf
  > 201%-210% 211%-220% 221%-230% 231%-240% 241%-250% ... 291%-300% Sliding Scale Discount to the Patient 100% 100% 80% 60% 40% 20% 10% 10% 10% 5% 5% 5%
- Insured patients https://www.carenewengland.org/hubfs/-%20CNE/CNE-FIN%20102%20Financial%20Assistance%20Policy.pdf
  > This policy will be uniformly applied to any patients having no insurance or inadequate health insurance.
- Asset test https://www.carenewengland.org/hubfs/-%20CNE/CNE-FIN%20102%20Financial%20Assistance%20Policy.pdf
  > Asset protection threshold, individual $9,400; Family $14,100
- Deadline https://www.carenewengland.org/hubfs/-%20CNE/CNE-FIN%20102%20Financial%20Assistance%20Policy.pdf
  > CNE allows individuals up to 240 days from the date the individual is provided with the first post-discharge billing statement to apply
- Documents https://www.carenewengland.org/hubfs/-%20CNE/CNE-FIN%20102%20Financial%20Assistance%20Policy.pdf
  > Tax return with supporting documentation for the most recent year filed.
- Languages https://www.carenewengland.org/patient-resources
  > CNE Financial Assistance Policy English - Spanish - Chinese - French - Italian - Khmer - Portuguese - Arabic - Laotian - Russian
- Financial counseling phone https://www.carenewengland.org/hubfs/-%20CNE/CNE-FIN%20102%20Financial%20Assistance%20Policy.pdf
  > Additionally, individuals may, at no charge, request documents by mail, by calling (401) 921-7200.
- What is not covered https://www.carenewengland.org/hubfs/-%20PDF%20Files/CNE%20Financial%20Assistance%20%E2%80%93%20Plain%20Language%20Summary/CNE-FAP-Plain-Language-Summary-Final.pdf?hsLang=en
  > Other services which are separately billed by other providers, such as physicians or laboratories, are not eligible under the FAP.

Last checked 2026-11-10.

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