St. Lukes Regional Medical Center

Nonprofit acute care hospital in Sioux City, IA.

Verified from the hospital's own policy

St. Lukes Regional Medical Center likely gives free care to households with a yearly income up to $31,920 for 1 person, $43,280 for 2, $54,640 for 3, $66,000 for 4, $77,360 for 5 or $88,720 for 6. It likely gives a discount to households with a yearly income up to $95,760 for 1 person, $129,840 for 2, $163,920 for 3, $198,000 for 4, $232,080 for 5 or $266,160 for 6.

The hospital makes the final decision.

Discount steps

• 0% to 200% of poverty level, you pay nothing (100% discount off AGB)
• 201% to 225% of poverty level, you pay 35% of AGB (65% discount off AGB)
• 226% to 250% of poverty level, you pay 55% of AGB (45% discount off AGB)
• 251% to 300% of poverty level, you pay 75% of AGB (25% discount off AGB)
• 301% to 400% of poverty level, you pay 95% of AGB (5% discount off AGB)
• 401% to 600% of poverty level, you pay no more than AGB (the amount insured patients are billed)

How to apply

1. Call 712-279-1845 and ask for financial assistance.
2. Application form
3. Financial Assistance - Hospital Facilities (Policy 1.BR.34)
4. Plain language summary
5. Bring proof of income for everyone in the home (last year's tax return, pay stubs, benefit letters), bank statements from the last 3 months, investment statements (Iowa care only), proof of enrollment if you get Food Stamps or WIC.
6. The policy gives 90 days to apply. Ask the billing office which date the count starts from.

Savings and property

The policy counts savings or property, not only income.

Languages

English, Spanish, French, German, Laotian, Serbo-Croatian, Vietnamese

If you have insurance

Insured patients can also apply for help with deductibles and copays. Keep your insurance. Financial assistance covers bills from this one place only.

What is covered

Covered

Emergency care and other medically necessary care at the hospital. Help can cover bills for people with no insurance and balances left after insurance pays.

Not covered

The doctor part of pathology, imaging and anesthesia is billed separately and is not covered. Elective care is not covered.

Notes

Income at or below 200% of the poverty level may mean no hospital bill at all. Above that, discounts shrink as income rises, up to 600%. People on Medicaid, Food Stamps (SNAP) or WIC may be approved without the full application. Approval lasts 12 months. The application asks for it within 90 days of your visit. The policy itself sets no cutoff, so call if more time has passed. Help applying: (833) 874-4243 or FA_CBO_Request@unitypoint.org. Billing questions: (844) 849-1260. The policy is dated 2023 and the summary 2025.

Sources

• Free care level

  0-200% of FPIG: 100% discount off AGB

• Discount level

  FINA-Eligible Patients who are below 600% of the current Federal Poverty Income Guidelines (“FPIG”) may be FINA-Eligible.

• Discount steps

  201-225% of FPIG: 65% discount off AGB ... 301-400% of FPIG: 5% discount off AGB ... 401-600% of FPIG: AGB only

• Insured patients

  cover patient responsibility for uninsured patients as well as patients with balances remaining after insurance payment.

• Asset test

  the Hospital will consider the extent to which the Patient’s household has assets that could be used to meet his or her financial obligation.

• Deadline

  apply for free or discounted care within 90 days following the date of discharge or receipt of outpatient care.

• Documents

  Proof of ALL income in household for those over 21 years of age

• Languages

  offered in the following languages: English, Spanish, French, German, Laotian, Serbo‐Croatian, and Vietnamese.

• Covered facility

  UnityPoint Health Sioux City – St. Luke's Regional Medical Center ... 1.BR.34

• Financial counseling phone

  Sioux City: 712-279-1845

Last checked. 2026-11-11