# Paoli Hospital

Hospital in Paoli, PA. Verified from the hospital's own policy.

Paoli Hospital likely gives free care to households with a yearly income up to $47,880 for 1 person, $64,920 for 2, $81,960 for 3, $99,000 for 4, $116,040 for 5 or $133,080 for 6. It likely gives a discount to households with a yearly income up to $79,800 for 1 person, $108,200 for 2, $136,600 for 3, $165,000 for 4, $193,400 for 5 or $221,800 for 6.

The hospital makes the final decision.

| Household size | Free care if yearly income is up to | Discount if yearly income is up to |
|---|---|---|
| 1 | $47,880 | $79,800 |
| 2 | $64,920 | $108,200 |
| 3 | $81,960 | $136,600 |
| 4 | $99,000 | $165,000 |
| 5 | $116,040 | $193,400 |
| 6 | $133,080 | $221,800 |

Dollar amounts use the 2026 federal poverty guidelines.

## Discount steps

- 301% to 500% of poverty level, patient pays 86% off charges, or 86% off the balance after insurance

## How to apply

- Call (484) 337-1970 and ask for financial assistance.
- [Application form](https://www.mainlinehealth.org/-/media/files/pdf/basic-content/about/policies/financial-assistance/mlh-financial-assistance-application-schedule-c-english.pdf)
- [Financial Assistance Policy (effective January 1, 2026)](https://www.mainlinehealth.org/-/media/files/pdf/basic-content/about/policies/financial-assistance/full-financial-assistance-policy-english.pdf)
- [Plain language summary](https://www.mainlinehealth.org/patient-services/patient-billing/financial-assistance/program-summary)
- The policy gives 240 days to apply. Ask the billing office which date the count starts from.
- Bring Medical Assistance eligibility or denial notice (PA 162), current-year IRS Form 1040, pay stubs from the past six pay periods, W-2, Social Security benefit letter, bank statements from the last 12 months.
- Savings and property. The policy counts savings or property, not only income.
- Languages. English, Spanish

## If you have insurance

Insured patients can also apply for help with deductibles and copays.
Keep your insurance. Financial assistance covers bills from this one place only.

## What is covered

Covered. Medically necessary care at Lankenau, Bryn Mawr, Paoli and Riddle hospitals and Main Line Health Care physicians

Not covered. Elective cosmetic or plastic surgery; outside physicians not listed in Schedule D; some non-emergency outpatient care with a non-participating plan

## State program in Pennsylvania

### Pennsylvania Medical Assistance (Medicaid)

State health coverage. Adults 19 to 64 qualify with income at or below 133% of the poverty level. Most hospital financial assistance policies in the Philadelphia area require you to apply for Medical Assistance first. This is insurance, not a hospital discount program, so it sets no hospital charity care threshold.

Applies to people, not hospitals.

How to apply. Apply online through COMPASS or at your County Assistance Office. Hospital financial counselors can help you apply.

> Adults ages 19-64 with incomes at or below 133 percent of the Federal Income Poverty Guidelines (FPIG)

Source https://www.pa.gov/agencies/dhs/resources/medicaid/medicaid-general-eligibility, checked 2026-11-10

### Hospital Uncompensated Care Program (Tobacco Settlement Act, Act 77 of 2001, Chapter 11)

A state program that pays eligible hospitals for part of the uncompensated care they give, including charity care. It pays hospitals, not patients. The law defines charity care by each hospital's own charity care policy and sets no patient income limit. Whether the program is still funded today was not checked.

Applies to eligible hospitals (payments to hospitals).

How to apply. Patients do not apply. Apply to the hospital's own financial assistance program.

> provided free or at a reduced rate to patients who cannot afford to pay but who are not eligible for public programs

Source https://www.palegis.us/statutes/unconsolidated/law-information/view-statute?txtType=PDF&SessYr=2001&SessInd=0&ActNum=0077., checked 2026-11-10

## Notes

Free care is defined for patients uninsured for the service; insured patients get the 86% discount on what insurance leaves. You must apply for State Medical Assistance first. Uninsured patients above 500% get a self-pay discount (60% inpatient, 40% outpatient, ER capped at $1,700). People with substantial assets are steered to the self-pay discount; no dollar limit is stated. Main Line Health says financial counseling offices are no longer at individual hospitals.

## Sources

- Free care level https://www.mainlinehealth.org/patient-services/patient-billing/financial-assistance
  > If your income is at or below 300% of the federal poverty level, you may qualify for 100% free care.
- Discount level https://www.mainlinehealth.org/-/media/files/pdf/basic-content/about/policies/financial-assistance/full-financial-assistance-policy-english.pdf
  > Patients with family incomes in excess of 300%, but not exceeding 500%, of the Federal Poverty Guidelines will qualify for partial Financial Assistance.
- Discount steps https://www.mainlinehealth.org/-/media/files/pdf/basic-content/about/policies/financial-assistance/full-financial-assistance-policy-english.pdf
  > an 86% discount off gross charges for an uninsured patient, or an 86% discount off of the remaining balance after insurance for an insured patient.
- Insured patients https://www.mainlinehealth.org/-/media/files/pdf/basic-content/about/policies/financial-assistance/full-financial-assistance-policy-english.pdf
  > an 86% discount off of the remaining balance after insurance for an insured patient.
- Asset test https://www.mainlinehealth.org/-/media/files/pdf/basic-content/about/policies/financial-assistance/full-financial-assistance-policy-english.pdf
  > a small percentage of the uninsured patient population that have substantial assets and thus the ability to pay for health care services.
- Deadline https://www.mainlinehealth.org/-/media/files/pdf/basic-content/about/policies/financial-assistance/full-financial-assistance-policy-english.pdf
  > may only cover services within the previous two hundred forty (240) days from first statement date.
- What is covered https://www.mainlinehealth.org/-/media/files/pdf/basic-content/about/policies/financial-assistance/full-financial-assistance-policy-english.pdf
  > Lankenau Medical Center Bryn Mawr Hospital Paoli Hospital Riddle Hospital

Last checked 2026-11-10.

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