# Henry Ford Health Behavioral Health Hospital

Hospital in Ferndale, MI. Verified from the hospital's own policy.

Henry Ford Health Behavioral Health Hospital likely gives free care to households with a yearly income up to $39,900 for 1 person, $54,100 for 2, $68,300 for 3, $82,500 for 4, $96,700 for 5 or $110,900 for 6. It likely gives a discount to households with a yearly income up to $63,840 for 1 person, $86,560 for 2, $109,280 for 3, $132,000 for 4, $154,720 for 5 or $177,440 for 6.

The hospital makes the final decision.

| Household size | Free care if yearly income is up to | Discount if yearly income is up to |
|---|---|---|
| 1 | $39,900 | $63,840 |
| 2 | $54,100 | $86,560 |
| 3 | $68,300 | $109,280 |
| 4 | $82,500 | $132,000 |
| 5 | $96,700 | $154,720 |
| 6 | $110,900 | $177,440 |

Dollar amounts use the 2026 federal poverty guidelines.

## Discount steps

- 0% to 250% of poverty level, patient pays nothing (100% discount)
- 251% to 300% of poverty level, patient pays uninsured pay 30% of the Medicare rate; insured get 75% off the balance due
- 301% to 350% of poverty level, patient pays uninsured pay 61% of the Medicare rate; insured get 50% off the balance due
- 351% to 400% of poverty level, patient pays uninsured pay 91% of the Medicare rate; insured get 25% off the balance due

## How to apply

- Call (313) 874-7800 and ask for financial assistance.
- [Application form](https://www.henryford.com/-/media/files/henry-ford/patients-visitors/financial-assistance-program-documents/2024/english-application-revised-8-14-24.pdf)
- [HFH Patient Financial Assistance Policy (revised August 14, 2024)](https://www.henryford.com/-/media/files/henry-ford/patients-visitors/financial-assistance-program-documents/2024/english-program-policy-revised-8-14-24.pdf)
- [Plain language summary](https://www.henryford.com/-/media/files/henry-ford/patients-visitors/financial-assistance-program-documents/2024/english-plain-language-summary-revised-8-14-24.pdf)
- The policy gives 240 days to apply. Ask the billing office which date the count starts from.
- Bring most recent federal tax return (Form 1040) with schedules, most recent W-2 or 1099, last 2 months of pay stubs for each household member, proof of other income, last 2 months of bank statements, Michigan driver's license or state ID, Medicaid, Healthy Michigan or Marketplace denial, if any, personal statement of financial need.
- Residency. Permanent US resident living in Wayne, Macomb, Oakland or Jackson County, or within five miles of the Henry Ford hospital if it is outside those counties
- Savings and property. The policy counts savings or property, not only income.
- Very large bills. If Henry Ford bills over 12 months are more than 30% of household income, the debt can be cut to 30% of income
- Languages. English, Arabic, Chinese (Simplified), Chinese (Traditional), French, German, Greek, Gujarati, Hindi, Hmong, Italian, Japanese, Korean, Polish, Russian, Serbian, Spanish, Tagalog, Urdu, Vietnamese

## If you have insurance

Insured patients can also apply for help with deductibles and copays.
Keep your insurance. Financial assistance covers bills from this one place only.

## What is covered

Covered. Emergency and other medically necessary care at Henry Ford hospitals and their clinics. It can help with copays, coinsurance and deductibles, out-of-network charges, used-up benefits and services insurance does not cover.

Not covered. Care that is not medically necessary is not covered. Some doctors, labs and radiology readers bill separately and may not offer help. Households with $100,000 or more in countable assets do not qualify. A home, retirement accounts and college savings are protected.

## Notes

Apply online in MyChart under the Billing tab, by email at financialassistanceapp@HFHS.org, or by mail to Henry Ford Health, PO Box 670884, Detroit, MI 48267-0884. You get a written decision within 30 days of a complete application. You may be asked to apply for Medicaid first. A denial can be appealed in writing within 30 days. Uninsured patients who do not meet these rules still get an uninsured discount. Patients who get help are not charged more than insured patients are generally billed.

## Sources

- Free care level https://www.henryford.com/-/media/files/henry-ford/patients-visitors/financial-assistance-program-documents/2024/english-program-policy-revised-8-14-24.pdf
  > annual income less than or equal to 250% of the federal poverty level, the patient may be eligible for a 100% discount
- Discount level https://www.henryford.com/-/media/files/henry-ford/patients-visitors/financial-assistance-program-documents/2024/english-program-policy-revised-8-14-24.pdf
  > If a patient has an annual income from 251% to 400% of the federal poverty level, the patient may qualify for a partial discount.
- Discount steps https://www.henryford.com/-/media/files/henry-ford/patients-visitors/financial-assistance-program-documents/2024/english-program-policy-revised-8-14-24.pdf
  > 301% - 350% of the FPL 50% 251% - 300% of the FPL 75% <250% of the FPL 100%
- Insured patients https://www.henryford.com/-/media/files/henry-ford/patients-visitors/financial-assistance-program-documents/2024/english-program-policy-revised-8-14-24.pdf
  > Patient balances eligible for a financial assistance discount under this policy may include ... Coinsurance, deductible and copayment amounts
- Asset test https://www.henryford.com/-/media/files/henry-ford/patients-visitors/financial-assistance-program-documents/2024/english-program-policy-revised-8-14-24.pdf
  > A patient is not eligible for financial assistance under this policy if the patient’s household qualifying assets are valued at $100,000 or more
- Residency https://www.henryford.com/-/media/files/henry-ford/patients-visitors/financial-assistance-program-documents/2024/english-program-policy-revised-8-14-24.pdf
  > Having personal residence within HFH’ primary service areas, consisting of Wayne, Macomb, Oakland and Jackson Counties.
- Very large bills https://www.henryford.com/-/media/files/henry-ford/patients-visitors/financial-assistance-program-documents/2024/english-program-policy-revised-8-14-24.pdf
  > out-of-pocket medical expenses that exceed 30% of their gross annual Household Income
- Deadline https://www.henryford.com/-/media/files/henry-ford/patients-visitors/financial-assistance-program-documents/2024/english-program-policy-revised-8-14-24.pdf
  > Patients and/or Guarantor may apply for financial assistance at any time up to 240 days after HFH provides the initial billing
- Documents https://www.henryford.com/-/media/files/henry-ford/patients-visitors/financial-assistance-program-documents/2024/english-program-policy-revised-8-14-24.pdf
  > Recent copy of the last 2 months of pay stubs with year-to-date earnings for each member of the household
- Languages https://www.henryford.com/-/media/files/henry-ford/patients-visitors/financial-assistance-program-documents/2024/english-program-policy-revised-8-14-24.pdf
  > To review the application in multiple languages please visit the following link
- Financial counseling phone https://www.henryford.com/-/media/files/henry-ford/patients-visitors/financial-assistance-program-documents/2024/english-program-policy-revised-8-14-24.pdf
  > Patients may contact us at (313) 874-7800 or by e-mail at financialassistanceapp@HFHS.org
- What is not covered https://www.henryford.com/visitors/billing/financial-assistance
  > These providers may not provide financial assistance, and you may receive a separate bill from them.
- Covered facility https://www.henryford.com/-/media/files/henry-ford/patients-visitors/financial-assistance-program-documents/2024/english-program-policy-revised-8-14-24.pdf
  > Henry Ford Kingswood Hospital ATTN: Front Desk 10300 West 8 Mile Rd. Ferndale, MI 48220

Last checked 2026-11-11.

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