Baptist Memorial Hospital Union City

Nonprofit acute care hospital in Union City, TN.

Verified from the hospital's own policy

Baptist Memorial Hospital Union City likely gives free care to households with a yearly income up to $31,920 for 1 person, $43,280 for 2, $54,640 for 3, $66,000 for 4, $77,360 for 5 or $88,720 for 6. It likely gives a discount to households with a yearly income up to $63,840 for 1 person, $86,560 for 2, $109,280 for 3, $132,000 for 4, $154,720 for 5 or $177,440 for 6.

The hospital makes the final decision.

Yearly household income, before taxes, using the 2026 federal poverty guidelines (free up to 200%, discount up to 400% of poverty level).
People in householdFree care up toDiscount up to
1$31,920$63,840
2$43,280$86,560
3$54,640$109,280
4$66,000$132,000
5$77,360$154,720
6$88,720$177,440

Discount steps

  • 0% to 200% of poverty level, you pay nothing (100% discount)
  • 201% to 250% of poverty level, you pay 5% of charges (95% discount)
  • 251% to 300% of poverty level, you pay 10% of charges (90% discount)
  • 301% to 350% of poverty level, you pay 15% of charges (85% discount)
  • 351% to 400% of poverty level, you pay 20% of charges (80% discount)
  • 400.1% to % of poverty level, you pay uninsured self-pay discount only (78% off at this hospital)

How to apply

  1. Call (877) 348-1281 and ask for financial assistance.
  2. Application form
  3. Hospital Financial Assistance Policy (S.FI.3025.15, revised 6/25)
  4. Plain language summary
  5. Bring proof of income for every family member (pay stubs for the last three months, last year's tax return, W2, assistance letters, bank statements, or pension statements), list of family members in the household.
  6. The policy gives 240 days to apply. Ask the billing office which date the count starts from.
Very large bills
Insured patients who owe more than $5,000 out of pocket for one visit get 25% off the amount above $5,000
Languages
English, Spanish, Cantonese, Traditional Chinese, Vietnamese

If you have insurance

This policy does not cover bills for patients who have insurance. Keep your insurance. Financial assistance covers bills from this one place only.

What is covered

Covered
Emergency and medically necessary hospital care at Baptist hospitals and their clinics.
Not covered
Many doctors and services bill separately and are not covered, such as outside labs, radiologists, pathologists, ambulance and non-employed doctors. Baptist clinic doctors have a separate policy. Cosmetic care and retail items like glasses and hearing aids are excluded.

Notes

The income-based discount is for uninsured patients. Baptist first checks whether you may qualify for Medicaid or a marketplace plan, and patients who refuse to take part in that check lose the right to this help. Insured patients who owe more than $5,000 for one visit get 25% off the amount above $5,000, with no application needed. Call the Central Business Office at (877) 348-1281 about that discount. Uninsured patients at any income get an automatic self-pay discount at this hospital of 78% off full charges, with no application. Above 400% of the poverty level the policy gives only that self-pay discount. An approval lasts 90 days and covers other open bills at participating Baptist facilities. Return the application and income papers to the Business Office of the hospital where you got care, or email FAP@BMHCC.org. A decision letter comes within 30 days. The policy does not mention an asset test or a residency rule. Work and auto accident bills need proof of no other coverage.

Sources

  • Free care level
    Baptist FAP Discount Summary FPG Income Range FAP Discount < 200% 100%
  • Discount level
    351-400% 80% > 400% Varies by Facility
  • Discount steps
    201-250% 95% 251-300% 90% 301-350% 85% 351-400% 80%
  • Insured patients
    If the patient is insured unless the patient qualifies for a discount herein as Medically Underinsured.
  • Very large bills
    Medically Underinsured patients will receive a 25% discount off the patient liability greater than $5,000.
  • Deadline
    ends on the later of 240 days after the first post-discharge billing statement
  • Uninsured discount
    Union City 78%
  • Financial counseling phone
    Baptist Memorial Hospital-Union City 877-348-1281
  • Covered facility
    Baptist Memorial Hospital Union City
  • Medicaid screening
    the patient will therefore forfeit their right to be considered for, and/or receive Financial Assistance.

Last checked. 2026-11-11

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